Underwriting Expenses — Costs and expenditures associated with underwriting activity. Underwriting expenses include a wide range of expenditures, and the exact definition differs for insurers and investment banks. As a major expense category, the lower these… … Investment dictionary
underwriting — The name used to describe the process of analyzing and structuring a proposed loan. Good underwriting is the most important aspect of secured lending. Outside of banking, the term primarily refers to the purchase of risk. American Banker Glossary … Financial and business terms
Underwriting — Acting as the underwriter in a purchase and sale. The New York Times Financial Glossary * * * A form of insurance whereby an underwriter agrees for a fee to take up a specific quantity of a new issue at the issue price if there is insufficient … Financial and business terms
Underwriting income — For an insurance company, the difference between the premiums earned and the costs of settling claims. The New York Times Financial Glossary … Financial and business terms
underwriting income — For an insurance company, the difference between the premiums earned and the costs of settling claims. Bloomberg Financial Dictionary … Financial and business terms
Deferred Acquisition Costs — (DAC) is a term commonly used in the insurance business. It describes the practice of deferring the cost of acquiring a new customer over the duration of the insurance contract. Insurance companies face large upfront costs incurred in issuing new … Wikipedia
Medical underwriting — is an insurance term referring to the use of medical or health status information in the evaluation of an applicant for coverage (typically for life or health insurance). As part of the underwriting process, health information may be used in… … Wikipedia
Mortgage underwriting in the United States — is the process a lender uses to determine if the risk of offering a mortgage loan to a particular borrower under certain parameters is acceptable. Most of the risks and terms that underwriters consider fall under the three C’s of underwriting:… … Wikipedia
Closing costs — Real property in most jurisdictions is conveyed from the seller to the buyer through a real estate contract. The point in time at which the contract is actually executed and the title to the property is conveyed to the buyer is known as the… … Wikipedia
Title insurance in the United States — is indemnity insurance against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage liens. Title insurance is principally a product developed and sold in the United States as a result of… … Wikipedia
Unlevered Cost Of Capital — An evaluation that uses either a hypothetical or actual debt free scenario when measuring the cost to a firm to implement a particular capital project. The unlevered cost of capital should illustrate that it is a cheaper alternative than a… … Investment dictionary